LOCANCE LIVE KYC: Location, Identity, and Age – Proven in Real Time
Is it a real person or a bot? Are they who they claim to be? Are they where they say they are? Locance LIVE KYC answers the questions that matter most – combining geolocation compliance, identity verification, and age verification into a single platform purpose-built for the complex, multi-jurisdictional reality of regulated industries. It’s powered by LIVE, our proprietary Location & Identity Verification Engine, to meet your KYC and compliance needs from one trusted provider, with a single integration.
Compliance, Simplified
Operators of regulated online services face a growing matrix of requirements: age restrictions, identity verification, payment processor risk thresholds, and mandates that vary from one jurisdiction to the next, all before a user ever places a bet, makes a deposit, or posts a comment. LIVE KYC meets operators where they are, with verification tools tailored to each jurisdiction’s specific requirements and scalable enough to grow alongside their compliance needs.
Whether you’re a sweepstakes platform confirming users are 18+ in select states or a licensed iGaming operator managing the full spectrum of KYC obligations, LIVE KYC delivers the right level of verification and the flexibility to adapt as regulations evolve. Because it’s built on an integrated engine that fuses location and identity verification, it doesn’t just confirm who someone is. It proves they’re real, they’re present, and they’re legitimate. It builds trust.
Four Levels Of Verification. One Integrated Solution.
LIVE KYC is structured around four progressive levels of verification you can employ individually or in sequence, matched to your compliance requirements, risk thresholds, and payment processor mandates. Start at Level 1 with basic age and identity verification and level up as your needs demand. Advance to higher levels to enable step-up verification: begin with data-based checks, then escalate to knowledge-based or document-level verification when the situation
requires it.
The entry level service.
Confirm that a user meets minimum age requirements for your jurisdiction: 18, 19, or 21+, depending on what your service offers and where end users are accessing it from. Users submit basic registration information such as name, address, and date of birth, and LIVE securely cross-references that data against a network of billions of records to confirm age and identity quickly and accurately while protecting end-user privacy. Essential Identity Verification is available for U.S. users 18 and older. For users 13 to 18 years old or anyone outside the U.S., move to Level 4 using Document Verification.
Ideal for: Any online service with minimum age requirements, including fantasy sports, skill-based gaming, sweepstakes, social casinos, financial services, social platforms, and more.
Match identity details to a real person.
U.S. users submit driver license details in addition to their name, address, date of birth, and other information via a secure form. LIVE verifies that all submitted data is consistent with a real state-issued driver’s license and flags discrepancies so operators can reject or request corrections. Data flows securely and directly between the user’s app or browser and protected identity databases. Your system gets access to the user information needed for your service and the rest is privately used only for verification. No intermediaries, including Locance, ever see it. Enhanced Identity Verification is available for U.S. users 18 and older.
Ideal for: Operators with internal risk thresholds, payment processor requirements, or any service where confirming a real identity is a compliance or business requirement.
Challenge users to prove who they are.
When deeper verification is required for U.S. users, LIVE KYC presents personalized multiple-choice or yes/no questions to them drawn from public records and other sources; questions only the real person could likely answer correctly. Only the user and the data source from which they are obtained know the questions and answers. Operators receive results indicating whether responses were right or wrong and determine the appropriate next step based on their specific workflow and compliance needs: approval, a prompt to retry, additional step-up verification, or support escalation. KBA is available for U.S. users 18 and older.
Ideal for: Regulated iGaming markets, higher-risk user profiles, step-up verification for flagged accounts, and any service requiring a higher confidence level of identity confirmation.
Top level identity assurance.
Users from around the world may securely upload a government-issued photo ID, which LIVE authenticates for validity and matches against submitted data and a real-time selfie using AI-driven biometric analysis. This is liveness verification at its most rigorous, proving the person behind the screen is exactly who they claim to be. Documents are submitted directly from the user’s device to the verification system with no intermediate access by anyone, including Locance. Document Verification supports users age 13 and up, wherever a valid government-issued ID is available, including IDs for minors, learner’s permits, and driver’s licenses. LIVE leverages a verification network that recognizes over 16,000 types of government-issued identity documents across more than 200 countries. This service level requires additional operator qualification and vetting. Contact our team to learn more.
Ideal for: Regulated markets with stringent state-level requirements, operators processing high-value payouts, platforms requiring the most rigorous identity verification, and services with age requirements below 18.
The LIVE KYC Advantage
Fully Customizable
Your verification flow can be branded with your logo, colors, and design, then deployed as a prepackaged web component that drops directly into your existing site or app. Compliance rules are configured on the Locance platform to meet your specific business and regulatory needs, no custom development required. Configuration changes are handled by your Locance customer success team, with no technical lift required on your end.
Liveness You Can Trust
LIVE KYC doesn’t just check a box. It answers the fundamental questions behind every verification: Is this a real person? Are they where they say they are? Are they old enough? By combining location signals with identity data and biometric analysis, LIVE KYC delivers confidence that the user on the other end is legitimate, present, and verified.
Privacy By Design
User data submitted during verification flows directly between the end user’s device and our secure verification network using strong encryption. Locance never stores or accesses raw personal information. The Locance platform receives only the verification results, which are then passed to the operator’s platform. End-user data stays private and protected end-to-end throughout the process.
Level up as You Grow
Start at Level 1 with essential verification as your compliance baseline. Progress to Level 2 as your business grows, your user base expands, or your payment processor requirements dictate. Advance to Level 3 or Level 4 when you face more rigorous compliance thresholds or enter new regulated markets. Within any verification flow, higher levels can also be used as step-up options: beginning with data-based checks and escalating to knowledge-based or document-level verification when a specific user or transaction requires it. LIVE KYC is built to scale with your needs, not lock you into a fixed configuration.
Powered by a Single Engine for Location and Identity
LIVE KYC delivers geolocation compliance and identity verification powered by our integrated proprietary cloud-based engine. Cross-jurisdictional requirements are handled through one API integration, out of the box, without multiple vendors or duplicate integrations. LIVE KYC enhances identity verification with advanced geolocation intelligence to increase confidence in submitted user data, adding a layer of trust that standalone KYC providers can’t match.
Proven Geolocation Intelligence
Our proprietary Location & Identity Verification Engine powers Locance’s advanced, multi-source geolocation platform, delivering accurate, real-time location verification across mobile, Wi-Fi, and fixed connections. By combining device intelligence, network signals, and geofencing, LIVE strengthens identity verification with added environmental context. This approach helps detect spoofing, reduce fraud, and ensure users are accessing your apps or services from approved jurisdictions — without additional hardware or complex setup.
Getting Started
Integration is straightforward. LIVE KYC uses the same API architecture as our geolocation services: HTTPS requests with JSON responses. Your developers will recognize the patterns immediately. We provide prepackaged web components, detailed implementation guides, interactive testing tools, and white-glove onboarding support to get you live quickly.
New operator accounts for Locance LIVE KYC services are subject to a brief qualification review.
